Whether you are a big industrialist, own a small business, run a shop, work in a company or belong to the lower income group, The Metropolitan Life Assurance Co. of Pakistan Ltd. have various unique schemes, which are tailored to meet your needs. As loving, caring parents, you always strive to give the best to your children. What will happen to their growing needs, especially education, if you are not around (Allah forbid)? Who will look after them? With The Metropolitan Life Assurance Company of Pakistan Ltd., you now have not one but four different options to safeguard your children's future. Each option has been especially designed to take care of your child's educational needs for a bright future. These schemes are passed on an idea to secure your children's education (up to Metric).

The Metropolitan Life Assurance Co. of Pakistan Ltd., will provide your child a regular fund (as per scheme chosen) to defray the cost of his/her education up to matriculation and thereafter a lump sum 100% sum assured for further education, technical training or as the child wishes. These schemes are designed to work through the management of the schools to bring more care of your child's educational needs for a bright future and to increase the literacy rate in the country.

Weather you are a shopkeeper, working class breadwinner, service personal, sales and marketing people, etc. who look for affordable options when it comes to investing for the future of their children. This scheme provides a life cover to the earning member of the family. Allah forbid, in case of the insured's death (natural or accidental), the nominated child will receive a monthly sum, (see monthly benefit), which will enable the child to complete their education up to Matriculation level. Besides this the child will also receive an amount equal to the sum assured, at the end of the 10th year or on completion of Matriculation (whichever is earlier). In case, the earning member (person insured under this scheme) survives until maturity, the nominated child will receive 20% of the sum assured upon completion of Matriculation.

The premium in scheme " A" for a parent (person insured) of age 35 would start from Rs. 221.00 per month for a 10-year term and the sum assured will be Rs 100,000. This premium amount can be more or less depending upon age and term of scheme.

You may be a small or medium class businessman, shopkeeper, or a senior level official working in a private concern. Your source of income is limited and you are worried about the future of your family, especially your children. Worry no more, The Metropolitan Life Assurance Co. of Pakistan Ltd., has the perfect solution to meet your needs.

Under this Scheme, the life cover is for the earning member of the family. You may choose any amount of sum assured you wish. Allah forbid, in case of the insured's death (natural or accidental), the nominated child will be entitled to receive a monthly sum (see monthly benefit) enabling the child to complete education up to Matriculation level. Besides, the child will also receive an amount equal to the sum assured, at the end of the 10th year or on completion of Matriculation (whichever is earlier). In case, the earning member (person insured under this scheme) survives until maturity, the nominated child will receive 35% of the sum assured, upon completion of Matriculation.

The premium in scheme "B" for a parent (person insured) of age 35 would start from Rs. 330.00 per month for a 10-year term and the sum assured will be Rs 100,000. This premium amount can be more or less depending upon age and term of scheme.

Business class people like traders, middle class businessman, owners of cottage industry, etc., can largely benefit from this scheme, which takes care of their children's educational needs for securing the future.

Under this scheme, the life of the earning member of the family is coveredfor the aount of sum assured which can be as per their desire. Allah forbid, in case of the insured's sudden demise (natural or accidental), the nominated child will be entitled to receive a monthly sum (see monthly benefit) enabling the child to complete education up to Matriculation level. Besides, the child will also receive an amount equal to the sum assured, at the end of the 10th year or on completion of Matriculation (whichever is earlier). In case, the earning member (person insured under this scheme) survives until maturity, the nominated child will receive 50% of the sum assured, upon completion of Matriculation.

The premium in scheme "C" for a parent (person insured) at age 35 would start from Rs. 439.00 per month for a 10-year term and the sum assured will be Rs 100,000.This premium amount can be more or less depending upon age and term of scheme.

This scheme is for people who have access to large amounts of income, ideally suited for big industrialists, businessman and owners of large enterprises.

This Scheme covers life of the earning member of the family. The sum assured can be fixed as per the insured's own requirements. Allah forbid, in case of your untimely death (natural or accidental), the nominated child will be entitled to receive a monthly sum (see monthly benefit) to complete education up to Matriculation level. Besides, the child will also receive an amount equal to the sum assured, at the end of the 10th year or on completion of Matriculation (whichever is earlier). In case, the premium payer (person insured under this scheme) survives until maturity, the child will receive 100% of the sum assured upon completion of Matriculation.

The premium in scheme “D” for a parent (person insured) of age 35 would start from Rs. 802.00 per month for a 10-year term and the sum assured will be Rs 100,000. This premium amount can be more or less depending upon age and term of scheme.

For an amazingly low monthly premium (which may vary according to your age and scheme selected) you can be sure of a monthly return of Rs. 2000/-, Rs. 4000/- or more in the future. Enough to take care of your child's educational needs. In case of insured's death (Allah for bid) the remaining premium installments will be waived and 100% sum assured will be paid at the time of Maturity of the scheme or 20%, 35%, 50% and 100% of the sum assured (as per the scheme selected) will be paid on survival of the insured person.

Total Permanent Disability benefit (TPD) can be provided at a nominal extra premium.

This scheme holds immense attraction for the lower income segments such as salesman, Clerk, Drivers or people working on daliywages etc, as It is an " Economy Package" designed to provide Life cover to the earning member of the family So that education to the nominated child is Insured up to the Matriculation level .

Allah forbid, in case of untimely death (natural or accidental) of the earning member of the family ( person insured under this scheme ) the nominated child will be entitled to receive a monthly sum ( Depending upon sum assured chosen ) enabling the child to complete their education up to matriculation level. The term of this economy package is of 10-years which is renew-able on yearly basis. If it is not renewed, it will become automatically invalid.

Under this package, no benefits will be paid at the time of maturity as the metropolitan life Assurance Co . Of Pakistan Ltd. is providing life cover risk at the lowest possible premium.

The premium for economy package for a parent (person insured) of age 35 would start from Rs.40 Per month for a sum assured of Rs. 50,000 and R.80 per month for a sum assured of Rs.100,000. This scheme is based on a 10-year term and Should be renewed every year .

The maximum sum assured for this scheme is Rs. 100.000 and the minimum will be Rs. 50,000.

Total permanent Disability benefit (TPD) can be Provided for a normal extra premium.